Final reminder
Final reminder when the work is already done
Send this when the work is delivered, two asks got nowhere, and there is nothing left to pause. Name a date, make paying easier, and say it is the last reminder.
Pausing only works while there is work to pause. Once the site is live or the job is handed over, what you have left is the invoice and a clear date. The note should make paying the easiest thing they can do this week.
Give one pay-by date, about two weeks out. That is time for a normal payment run, and close enough that it doesn’t slide into next month. Say the invoice, the amount, and what the work was, the same as before.
Offer to split it into two payments. Some clients go quiet because the full amount is hard this month, not because they refuse. Two payments with dates beat one payment that never comes.
End with one clear line: this is your last reminder before you review all of your options, including legal ones. That names the next step without pretending this email is a lawsuit or a demand letter. Don’t mention a collections agency or their credit. If you do need a formal demand letter, talk to a lawyer where you live.
Then stop writing. If they reply with a date or a split, confirm it in one line. If the date passes with nothing, what comes next is your decision, not another email.